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Modular Home Rates
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*NO APPLICATION FEES* *NO PRE-PAYMENT PENALTIES* *FIXED & VARIABLE RATE FINANCING* *APPROVALS IN AS LITTLE AS 15 MINUTES* |
Fixed Rate Mortgage Rates
LTV = Loan to Value EQ = Equifax Credit Score
|
Rate & Term Refinancing
80% LTV - EQ 740+ |
Purchase Financing
20% Down Payment - EQ 740+ |
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Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
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|
10 Year Term
|
10 Year Term
|
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|
6.24% -
6.437% APR*
|
6.24% -
6.437% APR*
|
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15 Year Term
|
15 Year Term
|
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|
6.74% - 6.875% APR*
|
6.74% - 6.875% APR*
|
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|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
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|
6.99% -
7.099% APR*
|
6.99% -
7.099% APR*
|
|
Rate & Term Refinancing
90% LTV - EQ 740+ |
Purchase Financing
10% Down Payment - EQ 740+ |
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Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
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10 Year Term
|
10 Year Term
|
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6.74% -
6.929% APR*
|
6.74% -
6.929% APR*
|
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15 Year Term
|
15 Year Term
|
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7.24% - 7.376%
APR*
|
7.24% - 7.376% APR*
|
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20 - 25 Year
Term
|
20 - 25 Year
Term
|
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7.49% -
7.600% APR*
|
7.49% -
7.600% APR*
|
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Rate & Term Refinancing
95% LTV - EQ 740+ |
Purchase Financing
5% Down Payment - EQ 740+ |
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Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
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10 Year Term
|
10 Year Term
|
|
|
7.24% -
7.429% APR*
|
7.24% -
7.429% APR*
|
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|
15 Year Term
|
15 Year Term
|
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|
7.49% - 7.627%
APR*
|
7.49% - 7.627% APR*
|
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|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
7.74% -
7.851% APR*
|
7.74% -
7.851% APR*
|
|
Rate & Term Refinancing
80% LTV - EQ 700 - 739 |
Purchase Financing
20% Down Payment - EQ 700 - 739 |
|
|
Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
|
|
10 Year Term
|
10 Year Term
|
|
|
7.24% -
7.429% APR*
|
7.24% -
7.429% APR*
|
|
|
15 Year Term
|
15 Year Term
|
|
|
7.49% - 7.627%
APR*
|
7.49% - 7.627% APR*
|
|
|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
7.74% -
7.851% APR*
|
7.74% -
7.851% APR*
|
|
Rate & Term Refinancing
90% LTV - EQ 700 - 739 |
Purchase Financing
10% Down Payment - EQ 700 - 739 |
|
|
Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
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|
10 Year Term
|
10 Year Term
|
|
|
7.74% -
7.931% APR*
|
7.74% -
7.931% APR*
|
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15 Year Term
|
15 Year Term
|
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7.99% - 8.129%
APR*
|
7.99% - 8.129% APR*
|
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|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
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|
8.24% -
8.354% APR*
|
8.24% -
8.354% APR*
|
|
Rate & Term Refinancing
95% LTV - EQ 700 - 739 |
Purchase Financing
5% Down Payment - EQ 700 - 739 |
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|
Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
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|
10 Year Term
|
10 Year Term
|
|
|
7.24% -
7.433% APR*
|
7.24% -
7.433% APR*
|
|
|
15 Year Term
|
15 Year Term
|
|
|
8.49% - 8.631%
APR*
|
8.49% - 8.631% APR*
|
|
|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
8.74% -
8.856% APR*
|
8.74% -
8.856% APR*
|
|
Rate & Term Refinancing
80% LTV - EQ 680 - 699 |
Purchase Financing
20% Down Payment - EQ 680 - 699 |
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|
Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
|
|
10 Year Term
|
10 Year Term
|
|
|
7.24% -
7.433% APR*
|
7.24% -
7.433% APR*
|
|
|
15 Year Term
|
15 Year Term
|
|
|
8.49% - 8.631%
APR*
|
8.49% - 8.631% APR*
|
|
|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
8.74% -
8.856% APR*
|
8.74% -
8.856% APR*
|
|
Rate & Term Refinancing
90% LTV - EQ 680 - 699 |
Purchase Financing
10% Down Payment - EQ 680 - 699 |
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Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
|
|
10 Year Term
|
10 Year Term
|
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7.74% -
7.935% APR*
|
7.74% -
7.935% APR*
|
|
|
15 Year Term
|
15 Year Term
|
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|
8.99% - 9.133%
APR*
|
8.99% - 9.133% APR*
|
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|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
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|
9.24% -
9.358% APR*
|
9.24% -
9.358% APR*
|
|
Rate & Term Refinancing
95% LTV - EQ 680 - 699 |
Purchase Financing
5% Down Payment - EQ 680 - 699 |
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Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
|
|
10 Year Term
|
10 Year Term
|
|
|
7.24% - 7.433% APR*
|
7.24% - 7.433% APR*
|
|
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15 Year Term
|
15 Year Term
|
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|
9.49% - 9.635%
APR*
|
9.49% - 9.635% APR*
|
|
|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
9.74% -
9.681% APR*
|
9.74% -
9.681% APR*
|
|
Rate & Term Refinancing
80% LTV - EQ 660 - 679 |
Purchase Financing
20% Down Payment - EQ 660 - 679 |
|
|
Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
|
|
10 Year Term
|
10 Year Term
|
|
|
7.24% - 7.433% APR*
|
7.24% - 7.433% APR*
|
|
|
15 Year Term
|
15 Year Term
|
|
|
9.49% - 9.635%
APR*
|
9.49% - 9.635% APR*
|
|
|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
9.74% -
9.861% APR*
|
9.74% -
9.861% APR*
|
|
Rate & Term Refinancing
90% LTV - EQ 660 - 679 |
Purchase Financing
10% Down Payment - EQ 660 - 679 |
|
|
Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
|
|
10 Year Term
|
10 Year Term
|
|
|
7.74% - 7.935% APR*
|
7.74% - 7.935% APR*
|
|
|
15 Year Term
|
15 Year Term
|
|
|
9.99% - 10.137%
APR*
|
9.99% - 10.137% APR*
|
|
|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
10.24% -
10.363% APR*
|
10.24% -
10.363% APR*
|
|
Rate & Term Refinancing
95% LTV - EQ 660 - 679+ |
Purchase Financing
5% Down Payment - EQ 660 - 679 |
|
|
Lower Rate
& Term
|
Used & Pre-Owned
Homes
|
|
|
10 Year Term
|
10 Year Term
|
|
|
10.24% -
10.441% APR*
|
10.24% -
10.441% APR*
|
|
|
15 Year Term
|
15 Year Term
|
|
|
10.49% - 10.639%
APR*
|
10.49% - 10.639% APR*
|
|
|
20 - 25 Year
Term
|
20 - 25 Year
Term
|
|
|
10.74% -
10.866% APR*
|
10.74% -
10.866% APR*
|
12 Month Lock Variable
Rates
LTV = Loan to Value TU = TransUnion
|
Rate & Term Refinancing
80% LTV |
Purchase Financing
20% Down Payment |
|
|
TU Credit Score
720+
|
TU Credit Score
720+
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10 - 25 Year
Terms
|
10 - 25 Year
Terms
|
|
|
4.119% - 5.337% APR*
|
4.119% - 5.337% APR*
|
|
|
TU Credit Score 680 -
719
|
TU Credit Score 680 -
719
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10
- 25 Year Terms
|
10
- 25 Year Terms
|
|
|
5.50% - 5.67%
APR*
|
5.50% - 5.67%
APR*
|
|
|
TU Credit Score 660
-679
|
TU Credit Score 660
-679
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10 - 25 Year
Terms
|
10 - 25 Year
Terms
|
|
|
6.75% - 6.870%
APR*
|
6.75% - 6.870%
APR*
|
|
Rate & Term Refinancing
85% LTV |
Purchase Financing
15% Down Payment |
|
|
TU Credit Score
720+
|
TU Credit Score
720+
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10 - 25 Year
Terms
|
10 - 25 Year
Terms
|
|
|
5.75% - 5.870% APR*
|
5.75% - 5.870% APR*
|
|
|
TU Credit Score 680 -
719
|
TU Credit Score 680 -
719
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10
- 25 Year Terms
|
10
- 25 Year Terms
|
|
|
6.00% - 6.193%
APR*
|
6.00% - 6.193%
APR*
|
|
|
TU Credit Score 660
-679
|
TU Credit Score 660
-679
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10 - 25 Year
Terms
|
10 - 25 Year
Terms
|
|
|
7.00% - 7.184%
APR*
|
7.00% - 7.184%
APR*
|
|
Rate & Term Refinancing
90% LTV |
Purchase Financing
10% Down Payment |
|
|
TU Credit Score
720+
|
TU Credit Score
720+
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10 - 25 Year
Terms
|
10 - 25 Year
Terms
|
|
|
5.75% - 5.870% APR*
|
5.75% - 5.870% APR*
|
|
|
TU Credit Score 680 -
719
|
TU Credit Score 680 -
719
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10
- 25 Year Terms
|
10
- 25 Year Terms
|
|
|
6.25% - 6.344%
APR*
|
6.25% - 6.344%
APR*
|
|
|
TU Credit Score 660
-679
|
TU Credit Score 660
-679
|
|
|
Lower Rate & Term
Only
|
Used & Pre-Owned
Homes
|
|
|
10 - 25 Year
Terms
|
10 - 25 Year
Terms
|
|
|
7.25% - 7.349%
APR*
|
7.25% - 7.349%
APR*
|
|
*Rates subject to change without notice. All rates posted are either variable or fixed rate mortgages. Variable rate mortgages are fixed for 12 month increments, subject to a margin spread that will be disclosed at the time of approval. Consumers may also lock and/or Fix the variable rate + margin for an additional fee of $300.00. Fixed rates are fixed for the full term of any given loan. The APR rates listed above represent a loan amount of $250,000.00 with prepaid finance charges/points in the amount of $2,098.00, with the max term per category representing the final APR calculation. All rates & programs subject to credit approval, meeting the above score does not guarantee approval. All approvals are based on your credit history, the home, location, appraisal and income history. All rates listed above assume automatic withdrawal, park approval may be required. *Add as much as 1 point to the above rates for
single section homes and park model "RV" homes |
Note: You will Need to Refresh the page, After Each Calculation.
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