FLORIDA
MOBILE HOME LOANS BY JCF
JCF Lending Group was
founded in 1994 with the sole purpose of providing Florida Mobile Home
loans. JCF Specializes
in Chattel Mortgages, a term used when referring to a loan on a
Mobile or Manufactured Home where the land is not a factor and only
the Mobile Home will be financed. JCF is a home only lender and
proud of it. From Jacksonville to Miami, to the Capital of
Tallahassee, JCF is here for you. Providing the best rate &
term mobile home financing available today. When you think of the
Sunshine State, think JCF Lending Group.
The majority of our customers
live in Florida's better mobile home parks or in leased lot
communities. You may also qualify for an Florida Mobile Home
Loan if your home and land are not tied together by deed or title.
An example of this would be if you own your land outright, or if
your home is on family or friend's land.
MOBILE HOME MORTGAGE LOANS WITH EXCEPTIONAL RATES AND TERMS
We are able to offer the lowest
Florida mobile home loan rates possible along with a Variety of
Florida Mobile Home Loan Programs to meet the needs of the entire
State of Florida. We will easily guide you through the loan
process, providing you with whatever level of service you require.
We offer Fixed Rate financing, No Pre-Payment Penalties, No
Application Fees and we are Proud to be an Equal Housing
Lender.
We will provide the quickest
Approval possible, sometimes within 15 minutes and let you know
exactly the manufactured or mobile home loan we can offer. Then
it's up to you to make the decision. We are open from 7:00 AM -
7:00 PM PST, Monday thru Friday, and on Saturdays 8:00 AM - 3:00 PM
PST. You can reach us toll free at (866) 967-0143. We also have
"Live Help" operators
standing by 24/7,
helping both existing and new customers get the answers to the
questions they may have, all in real time. No waiting on
email.
FLORIDA MOBILE HOME
FINANCING
Need Florida Mobile Home
Financing - Whether you are considering buying a Used Mobile Home
or buying a New Manufactured Home, JCF Lending Group will find a
mobile home loan that's right for you. The type of Mobile Home loan
received depends of several different factors. The Year of the
Mobile Home and Current Value is a strong factor as is the Credit
of the Applicant and the Monthly Income. We are also pleased to
offer a free mobile purchase agreement along with Florida State
Titling Forms.
Once your Florida Mobile Home
loan is Approved, the amount of the Down payment determines the
Interest Rate offered. As an example, a 10 or 20 Percent Down will
offer a Better Rate than 5 Percent Down. Our terms vary from 7
years to 25 years, depending on the program you choose. The bestFlorida
manufactured home financing rate can be obtained in most cases at a
15 year term.
FLORIDA
MANUFACTURED HOME REFINANCING
Need Florida
Manufactured Home Refinancing - By adjusting your current Interest
Rate and the number of remaining loan payments, many things can be
accomplished. Savings can be Great and long term savings even
better. Reduced Monthly Payments and Thousands of Dollars of
Savings are a few of the possible benefits of Manufactured Home
Refinancing.
If the Florida Manufactured Home
is in good condition and there is a sufficient amount of Equity in
your home, additional programs such as an Equity Cash-Out and Debt
Consolidation can be an option. Our Staff will quickly ascertain
whether Florida
Mobile Home Refinancing will be beneficial.
ABOUT JCF
LENDING GROUP
Headquartered in Las Vegas, Nevada, JCF
Lending Group specializes in the financing and refinancing of
mobile, modular and manufactured home mortgages in all counties
throughout the State of Florida to include; Alachua, Baker, Bay,
Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay,
Collier, Columbia, De Soto, Dixie, Duval, Escambia, Flagler,
Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee,
Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River,
Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty,
Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau,
Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco,
Pinellas,Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns,
St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia , Wakulla,
Walton and Washington.
JCF is recognized as the first
lender and/or originator to provide refinance loans for
manufactured home owners living in mobile home parks and leased lot
manufactured home communities in the Western United States. Prior
to JCF, manufactured and potential mobile home owners could only
rely on Two major sources of purchase financing, Green Tree and
Security Pacific Bank, both high rate lenders treating mobile &
manufactured homes as high risk investments.
JCF is a unique lender in that we
only finance the manufactured, mobile, or modular home, not the
land it sits on. The majority of our customers live in mobile home
parks and leased lot manufactured home communities. We also provide
financing to homeowners living in a manufactured home where the
home is on leased, rented, family or owned land, where the home is
considered personal property, not deeded to the land which is real
property.
JCF is also proud to offer our
Star One Program, which means that a consumer can apply with JCF,
be approved or declined and have their certified credit report sent
either by fax or email to any other lender free of charge, keeping
a consumers score from dropping due to excess inquires. Another
aspect of this program is our low rate guarantee, we will match or
beat any other lenders written offer on a comparable finance
product. Finally, in the event that we are unable to assist an
applicant, JCF will do the research to find out who can meet the
customer(s) needs. Powerful reasons for both consumers and
employees to put their trust in JCF lending Group, an Equal
Opportunity Employer and Lender.
You can also view state specific
links below;
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