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WASHINGTON MOBILE
HOME LOANS BY JCF
 JCF Lending Group was
founded in 1994 with the sole purpose of providing Washington Mobile Home loans. JCF Specializes in Chattel
Mortgages, a term used when referring to a loan on a Mobile or
Manufactured Home where the land is not a factor and only the
Mobile Home will be financed. JCF is a home only lender and proud
of it. From Mt. Vernon to Clarkston, to the Capital of Olympia, JCF
is here for you. Providing the best rate & term mobile home
financing available today. When you thing of the Evergreen State,
think JCF Lending Group.
The
majority of our customers live in Washington's better mobile home
parks or in leased lot communities. You may also qualify for an
Washington JCF Lending Group or Washington
Mobile Home Loan if your home and land are not tied together by
deed or title. An example of this would be if you own your land
outright, or if your home is on family or friend's
land.
We are able to offer the lowest
Washington mobile home loan rates possible along with a Variety of
Washington Mobile Home Loan Programs to meet the needs of the
entire State of Washington. We will easily guide you through the
loan process, providing you with whatever level of service you
require. We offer Fixed Rate financing, No Pre-Payment Penalties,
No Application Fees and we are Proud to be an Equal Housing Lender.
We will
provide the quickest Approval possible, sometimes within 15 minutes
and let you know exactly the manufactured or mobile home loan we
can offer. Then it's up to you to make the decision. We are open
from 7:00 AM - 7:00 PM PST, Monday thru Friday, and on Saturdays
8:00 AM - 3:00 PM PST. You can reach us toll free at (800)
397-7533. We also have
"Live Help" operators
standing by 24/7,
helping both existing and new customers get the answers to the
questions they may have, all in real time. No waiting on
email.
WASHINGTON MOBILE HOME
FINANCING
Need
Washington Mobile Home Financing - Whether
you are considering buying a Used Mobile Home or buying a New
Manufactured Home, JCF Lending Group will find a mobile home loan
that's right for you. The type of Mobile Home loan received depends
of several different factors. The Year of the Mobile Home and
Current Value is a strong factor as is the Credit of the Applicant
and the Monthly Income. We are also pleased to offer a free mobile
purchase agreement along with Washington State Titling
Forms.
Once your Washington Mobile Home loan is Approved, the
amount of the Down payment determines the Interest Rate offered. As
an example, a 10 or 20 Percent Down will offer a Better Rate than 5
Percent Down. Our terms vary from 7 years to 25 years, depending on
the program you choose. The best Washington
manufactured home financing rate can be obtained in most cases at a
15 year term.
WASHINGTON
MANUFACTURED HOME
REFINANCING
Need Washington Manufactured Home Refinancing - By adjusting
your current Interest Rate and the number of remaining loan
payments, many things can be accomplished. Savings can be Great and
long term savings even better. Reduced Monthly Payments and
Thousands of Dollars of Savings are a few of the possible benefits
of Manufactured Home
Refinancing.
If the
Washington Manufactured Home is in good condition and there is a
sufficient amount of Equity in your home, additional programs such
as an Equity Cash-Out and Debt Consolidation can be an option. Our
Staff will quickly ascertain whether Washington Mobile Home Refinancing will be
beneficial.
ABOUT JCF LENDING
GROUP
Located in Las Vegas, Nevada, JCF Lending Group
specializes in the financing and refinancing of mobile, modular and
manufactured home mortgages in all counties throughout the State of
Washington. JCF is recognized as the first lender and/or originator
to provide refinance loans for manufactured home owners living in
mobile home parks and leased lot manufactured home communities in
the Western United States. Prior to JCF, manufactured and potential
mobile home owners could only rely on Two major sources of purchase
financing, Green Tree and Security Pacific Bank, both high rate
lenders treating mobile & manufactured homes as high risk
investments.
JCF is a unique lender in that we only finance the
manufactured, mobile, or modular home, not the land it sits on. The
majority of our customers live in mobile home parks and leased lot
manufactured home communities. We also provide financing to
homeowners living in a manufactured home where the home is on
leased, rented, family or owned land, where the home is considered
personal property, not deeded to the land which is real
property.
JCF is also proud to offer our Star One Program, which
means that a consumer can apply with JCF, be approved or declined
and have their certified credit report sent either by fax or email
to any other lender free of charge, keeping a consumers score from
dropping due to excess inquires. Another aspect of this program is
our low rate guarantee, we will match or beat any other lenders
written offer on a comparable finance product. Finally, in the
event that we are unable to assist an applicant, JCF will do the
research to find out who can meet the customer(s) needs. Powerful
reasons for both consumers and employees to put their trust in JCF
lending Group, an Equal Opportunity Employer and
Lender.
You can also view state specific links
below;
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