MODULAR HOME MORTGAGES - JCF LENDING GROUP
JCF Lending Group was founded in 1994 with the sole purpose of providing manufactured & modular home mortgages Nationwide. JCF Specializes in Chattel Mortgages, a term used when referring to a loan on a Manufactured or Modular Home where the land is not a factor and only the Modular Home will be financed. JCF is a home only lender and proud of it. JCF is here for you, providing the best rate & term modular home financingavailable today.
The majorityof our customers live in modular home parks or in leased lot communities. You may also qualify for a JCF Lending Group modular home loan if your home and land are not tied together by deed or title. We also may be able to provide modular home finance if the home sits on a relatives land.
We are able to offer the lowest modular home loan rates possible along with a Variety of Modular Home Loan Programs to meet the needs of a Nation. We will easily guide you through the modular home loan process, providing you with whatever level of service you require. We offer Fixed Rate financing, No Pre-Payment Penalties, No Application Fees and we are Proud to be an Equal Housing Lender. We provide modular home mortgages in the following States;
ALABAMA, ARIZONA, ARKANSAS, CALIFORNIA, COLORADO, DELAWARE, FLORIDA, GEORGIA, IDAHO, ILLINOIS, INDIANA, IOWA, KANSAS, KENTUCKY, LOUISIANA ,MAINE, MARYLAND, MICHIGAN, MINNESOTA, MISSISSIPPI, MISSOURI, MONTANA, NEBRASKA, NEVADA, NEW MEXICO, NEW YORK, NORTH CAROLINA, NORTH DAKOTA, OHIO, OKLAHOMA, OREGON, PENNSYLVANIA, SOUTH CAROLINA, SOUTH DAKOTA, TENNESSEE, TEXAS, UTAH, VIRGINIA, WASHINGTON, WEST VIRGINIA, WISCONSIN AND WYOMING.
We will provide the quickest Approval possible, sometimes within 15 minutes and let you know exactly the modular home loan we can offer. Then it's up to you to make the decision. We are open from 7:00 AM - 7:00 PM PST, Monday thru Friday, and on Saturdays 8:00 AM - 3:00 PM PST. We also have "Live Help" operators standing by 24/7, helping both existing and new customers get the answers to the questions they may have, all in real time. No waiting on email.
MODULAR HOME FINANCING
Need modular home financing - Whether you are considering buying a used modular home or buying a new modular Home, JCF Lending Group will find a modular home mortgage that's right for you. The type of modular home loan received depends of several different factors, the year of the modular home and current value is a strong factor, as is the credit of the applicant and the monthly Income.
Once the modular home loan is approved, the amount of the down payment determines the interest rate offered. As an example, a 10 or 20 percent down will offer a better rate than 5 Percent Down. Our terms vary from 7 years to 25 years, depending on the program you choose. The best modular home financing rate can be obtained in most cases at a 15 year term .
MODULAR HOME REFINANCING
Need modular home refinancing - By adjusting your current Interest Rate and the number of remaining loan payments, many things can be accomplished. Savings can be great and long term savings even better. Reduced monthly payments and thousands of dollars of savings are a few of the possible benefits of modular home refinancing or that low rate modular home loan.
If the modular home is in good condition and there is a sufficient amount of equity in your home, additional options such as an equity cash-out and debt consolidation modular home mortgage can be an option. Our Staff will quickly ascertain whether modular home refinancing will be beneficial. Our goal is to make sure each and every customer is offered the right modular home finance option.
ABOUT JCF LENDING GROUP
Located in Las Vegas, Nevada, JCF Lending Group specializes in the financing and refinancing of mobile, manufactured and modular home mortgages Nationwide, with specialized programs in 44 States.
With decades of combined experience in the manufactured and modular home industry, JCF Lending Group provides loans for homes that are in parks, leased land, family/private land where the home is not tied to the land by a mortgage, deed or a trust. We are a niche modular home lender and proud of it.
At JCF Lending Group our end goal is to personalize each financial need to each customers situation. Whether you are selling or buying a modular home or refinancing your current modular home, our experienced staff is ready to help.
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